Minimize
Use only the information required to create the financial picture.
Security
Your financial data is not the product.
Pennywise is designed around a simple standard: collect less, protect what is needed, and explain every permission clearly.
Read-only account connectionsNo money movementNo sale of financial data
Principles
Trust should be understandable.
Protect
Design connections and stored information around strong, layered safeguards.
Explain
Make permissions, controls, and data use clear enough to make an informed choice.
Product controls
Protection where it changes the risk.
Read-only by design
Connections would read balances and activity; they would not authorize Pennywise to move money.
Clear sessions
Devices and active sessions would be reviewable, with reauthentication for sensitive changes.
Smallest useful data set
Features are designed around the least information needed, not collection for its own sake.
Export and disconnect
The product model keeps control visible: export the plan or remove a connection without hunting.